Tax help shouldn't be a luxury.
If you missed the VITA deadline, can't find an appointment, or simply can't afford retail prices, we are here to bridge the gap with dignity.
⚠️ Limited Capacity Alert: Our specialized hardship team is small. We review applications in the order received. Apply now to secure your spot in the queue.
Check Eligibility
See if you qualify for the $29 rate.
How Our Community Access Program Works
Use the quick form above to see if your tax situation qualifies for the $29 rate.
Fill out our secure application. Tell us about your income and any prior-year gaps.
We send you an encrypted link. Upload your W-2s, 1099s, and ID securely.
A licensed CPA reviews your return. You approve, we e‑file, and you receive confirmation.
We Do Everything For You
You send us your documents. We handle the rest — from choosing the right forms to e‑filing with the IRS.
- ✔️ Preparation of Federal 1040 & all required schedules
- ✔️ Filing status optimisation (Single, Head of Household, Joint)
- ✔️ W-2 & 1099-G (unemployment) income reporting
- ✔️ Social Security benefit reporting (SSA-1099)
- ✔️ Earned Income Tax Credit (EITC) maximisation
- ✔️ Child Tax Credit & Additional Child Tax Credit
- ✔️ Education credits (American Opportunity & Lifetime Learning)
- ✔️ Recovery Rebate Credit (missed stimulus payments)
- ✔️ Prior‑year catch‑up returns (up to 3 years)
- ✔️ State return preparation (all 50 states)
- ✔️ Secure encrypted document upload
- ✔️ CPA review before e‑filing
DIY vs. Our Community Access Program
Filing on your own is free — but mistakes can delay your refund by months or trigger IRS notices. Here's the difference.
| What You Get | DIY (Free File / TurboTax) | Community Access Program |
|---|---|---|
| CPA Review | ✘ Not included | ✔ Licensed CPA reviews your return |
| Error Prevention | ✘ Common mistakes trigger IRS notices | ✔ We catch errors before filing |
| Prior‑Year Returns | ✘ Often unavailable or expensive | ✔ Included for eligible filers |
| Missed Credit Detection | ✘ Software can skip EITC if questions are unclear | ✔ We manually verify every credit you qualify for |
| Human Support | ✘ Chatbot or limited phone help | ✔ Direct email access to a specialist |
| Time Investment | 1–3 hours (confusing questions) | ✔ 15 minutes (secure intake form) |
| Cost | $0 – $89 | $29 – $59 |
Why We Created This Program
Millions of Americans fall into the "Tax Advice Gap." You earn too much for some programs, but not enough to hire a CPA.
VITA / Free File
Amazing programs, but appointments fill up by February. Often severely understaffed and hard to access.
Community Access
Guaranteed professional review. Accessible online. Affordable $29 fee covers admin costs.
Retail Chains
High storefront overhead means they charge $250+ for simple data entry. Often upsell unnecessary products.
Program Eligibility
This program is designed for simple tax situations.
✅ Who Qualifies
- Income under $65,000 (Single) or $95,000 (Family)
- Unemployment Income (Form 1099-G)
- Social Security Benefits (SSA-1099)
- College Students (Form 1098-T / Pell Grants)
- Single Parents claiming Child Tax Credit
- W-2 Employees with simple wages
- Retirees with simple pension/IRA distributions
❌ Not Included
- Business Owners (LLC / S-Corp / Partnership)
- Gig Workers / Freelancers with over $5k expenses
- Crypto Traders (Any buy/sell/trade activity)
- Rental Property Owners (Schedule E)
- Stock Traders (High volume / Wash sales)
- Foreign Income or Foreign Bank Accounts
*If you have these complex items, please use our Standard Pricing. These require significantly more CPA time to verify liability.
Common Filing Mistakes We Catch
Filing yourself allows simple errors to slip through. We prevent:
- Missing Unemployment: Forgetting Form 1099-G triggers an automatic IRS mismatch notice.
- Wrong Filing Status: Filing Single instead of Head of Household can cost you thousands in standard deductions.
- Dependent Errors: Claiming a child incorrectly is the #1 reason for audit delays.
- Incorrect Withholding: Entering the wrong box from your W-2 delays refunds by months.
- Missed Credits: Software often skips EITC if you don't answer a question perfectly.
- Math Errors: Simple typos in Social Security numbers reject the whole return.
*These mistakes often trigger IRS notices or delayed refunds. Our review prevents them.
Haven't Filed in Years? You May Be Owed Money.
The IRS estimates over $1 Billion in unclaimed refunds sits in their account. If you didn't file in 2022, 2023, or 2024, that money might belong to you.
3-Year Rule
You generally have 3 years to claim a refund. After that, the money belongs to the US Treasury forever.
No Penalty Refunds
If the IRS owes YOU money, there is usually no penalty for filing late. You just need to file.
Stimulus Checks
Missed a stimulus payment? You can often claim it as a "Recovery Rebate Credit" on back taxes.
50-State Filing Guide
We support filings in all 50 states. Here are specific rules for common states we serve.
| State | Income Tax? | Key Low-Income Credits |
|---|---|---|
| California | Yes (High) | CalEITC, Young Child Tax Credit, Renter's Credit |
| New York | Yes | Empire State Child Credit, Household Credit, NYC Credits |
| Texas | No | N/A (No State Return Required) |
| Florida | No | N/A (No State Return Required) |
| Illinois | Yes (Flat) | Property Tax Credit, K-12 Education Expense Credit |
| Pennsylvania | Yes (Flat) | Tax Forgiveness Credit (High value for low income) |
| Massachusetts | Yes | Circuit Breaker Credit (Seniors), Rental Deduction |
| Washington | No | Working Families Tax Credit (New refundable credit) |
✅ What Happens After Filing?
Immediately
- You receive IRS acceptance confirmation
- Your tax return is legally filed and compliant
- Any refund is processed by the IRS (typically 7–21 days with direct deposit)
We're Still Here
- If the IRS sends a notice, we help you understand it
- You can return next year at the same $29 rate
- If your financial situation improves, we can graduate you to our standard services
Simple Pricing
Federal Filing • CPA Review • Electronic Filing
Add Priority Support if you want faster review (24 hours), help fixing data errors, and direct email access to a specialist. Recommended if you have back taxes.
Frequently Asked Questions
Who qualifies for the Community Access Program?
What is the difference between this program and VITA?
Can you help if I haven't filed taxes in years?
How long does filing take?
Do I need to pay upfront?
What if I owe taxes but can't afford to pay?
Can you file my state return too?
Tax Terms Explained
Your total income minus specific deductions. This number determines your eligibility for most hardship programs.
A specific dollar amount that reduces the income you're taxed on. Most people take this instead of itemizing.
The best kind of credit. If the credit is more than the tax you owe, the IRS sends you the difference as cash.
Categories like Single, Head of Household, or Married Filing Jointly. Head of Household offers lower tax rates for single parents.
The money your employer takes out of your paycheck to pay taxes. If they took too much, you get a refund.
The standard U.S. Individual Income Tax Return form that nearly everyone files.