Yellow Business Services
Tech & Equity Compensation Division

The "Done-For-You" Tax Service for
Tech Professionals

Stop stressing over RSUs, ESPPs, and Crypto. We handle your entire tax return from start to finish. You upload the docs; we handle the IRS.

Most tech tax problems aren’t caused by missing information — they’re caused by misapplying complex IRS rules that only surface during audits (often 2 years later).

We’re a U.S.-based tax preparation firm that handles the entire process for you — from RSU basis analysis to preparing and filing all required federal and state returns — for a flat, transparent fee.

📉 We Adjust Your Cost Basis 🏢 Amazon/Google/Meta Specialized 💰 Zero-Stress Filing
Start My "Done-For-You" Return

The "Double Tax" Nightmare

When your RSUs vest, your company sells shares to pay withholding taxes. This value is added to your W-2.

The Trap: When you sell the remaining shares, your broker (Fidelity/E*TRADE/Morgan Stanley) sends the IRS a 1099-B reporting the Cost Basis as $0.

The Result:

The IRS thinks you made 100% profit on the sale. You pay tax on the W-2 income AND Capital Gains tax on the sale.

You effectively pay tax twice on the same money.

Our Promise: We manually adjust Form 8949 to report the correct basis, saving you thousands.

🛑 Risk Assessment Tool

Check if your broker is reporting incorrect data.

The "White Glove" Protocol

We built this service for busy tech professionals. You don't have time to learn tax code. We take it off your plate entirely.

📂

1. Upload

Drag and drop your W-2, 1099-B, and Supplemental Statements into our secure, encrypted portal. Takes 5 minutes.

🧠

2. We Analyze

Our CPAs manually reconcile every trade. We find the basis adjustment, calculate Wash Sales, and optimize for AMT.

3. We File

We send you a draft to review. Once you approve, we e-file everything with the IRS and State. You are done.

Start The Process

Why DIY Software Fails You

TurboTax is great for simple returns. It is dangerous for RSU/ESPP returns.

Feature Yellow Business Services TurboTax / DIY
Cost Basis Adjustment ✔ Hand-Calculated ✘ Manual Entry Required
Wash Sale Analysis ✔ Cross-Brokerage Scan ✘ Often Missed
ISO AMT Credit ✔ Carryforward Tracking ✘ Very Difficult
Audit Defense ✔ Included ✘ Extra Fee / DIY
Your Effort ~15 Minutes 4-8 Hours + Stress

RSU Lifecycle & Wash Sales

1. Grant Date

Your company promises you shares.
Tax: $0.

2. Vesting Date (The Trigger)

Shares are released. Value is taxed as Ordinary Income on W-2. Company sells ~22% for tax withholding.

3. Sale Date (The Error)

You sell shares. You must report this on Form 8949. Crucial: We must adjust the basis so you aren't taxed on the Vesting value again.

⚠️ The "Wash Sale" Trap

The Scenario: You sell Amazon (AMZN) stock at a loss on Nov 15th to lower your taxes.

The Trap: On Nov 20th, your scheduled monthly RSUs vest. The IRS views this vesting as a "Purchase."

The Consequence: Because you "bought" (vested) identical stock within 30 days of the sale, your loss is disallowed. You cannot deduct it.

Our Solution: We scan your transaction history to identify these hidden Wash Sales so you don't file an incorrect return.

Fix My Wash Sales

ESPP & ISO: High Complexity

Discounted Stock

ESPP (Employee Stock Purchase Plan)

You buy stock at a 15% discount. Taxes depend on when you sell.

  • Qualifying Disposition: Held for 2 years from grant + 1 year from purchase. Result: Lower Capital Gains tax.
  • Disqualifying Disposition: Sold too early. Result: The discount is taxed as Ordinary Income.

We track your holding periods to optimize your tax bracket.

The "Golden Handcuffs"

ISO (Incentive Stock Options)

Great potential, massive risk.

  • Regular Tax: $0 when you exercise.
  • AMT Tax: The "paper profit" counts towards Alternative Minimum Tax. You can owe $50k+ in taxes on stock you haven't even sold yet.

We run AMT projections to tell you exactly how many shares you can safely exercise.

Crypto & Web3 Compensation

Are you paid in tokens (USDC, ETH, SOL)? Or do you trade heavily?

We Speak Web3

We don't just do TurboTax. We understand wallets, gas fees, and staking rewards.

  • Income: Airdrops, Staking, Salary (taxed at FMV).
  • Capital Gains: Trading BTC -> ETH is a taxable event.
  • Loss Harvesting: We find losses to offset your RSU gains.
₿ 📉

Lost money in Crypto?

Good news: We can use those losses to lower your tax bill on your W-2 or Stock sales (up to $3,000/yr, carryforward the rest).

Reconcile My Crypto

Startup Equity: The 83(b) Election

If you just joined a pre-IPO startup, this is the most important decision you will make.

The Strategy

File an 83(b) election with the IRS within 30 days of your grant. You pay tax on the value now (which is low).

The Payoff

When the stock vests later and is worth millions, you owe $0 tax on the vesting event. You only pay when you sell.

The Service

We prepare the 83(b) form, provide certified mail instructions, and file a copy with your return to ensure compliance.

Transparent Tech Pricing

Flat fees. No hourly billing surprises. We fix the double taxation.

Tech Standard

$149

RSUs & Simple Sales

  • ✅ Federal 1040
  • RSU Cost Basis Adjustment
  • ✅ Form 8949 Reconciliation
Start — $149
MOST POPULAR

Equity Pro

$249

ESPPs & Crypto

  • ✅ Federal + 1 State
  • ESPP Qualifying Checks
  • ✅ Crypto/DeFi Reconciliation
Select Pro

ISO / IPO

Custom

Complex Situations

  • ✅ ISO AMT Calculation
  • ✅ 83(b) Election Filing
  • ✅ Multi-State Allocation
Get Quote

Tech Tax Glossary

The IRS uses confusing language. Here is what it actually means.

AMT (Alternative Minimum Tax)
A secondary tax system for high earners. Exercising ISOs often triggers this.
Bargain Element
The profit you make on paper when you buy stock at a discount (Market Price - Your Price).
Cost Basis
What you paid for the stock. For RSUs, the basis is the vesting value, not $0.
Disqualifying Disposition
Selling ESPP/ISO shares too early (usually <1 year), losing tax benefits.
FMV (Fair Market Value)
The price the stock is trading at on the open market.
Vesting Cliff
The waiting period (usually 1 year) before you get your first batch of shares.
Wash Sale
Selling for a loss and rebuying within 30 days. The IRS ignores the loss.
83(b) Election
Pre-paying tax on unvested stock to save money on future growth.

Frequently Asked Questions

I moved from CA to TX. Where do I pay tax on RSUs?
It's complicated. Generally, RSUs are taxed based on where you worked during the vesting period (Grant to Vest). If you lived in CA for 2 years and TX for 2 years of a 4-year vest, CA will claim tax on 50% of the income. We calculate this allocation precisely to avoid double state taxation.
Do I need to pay estimated taxes?
Yes. Your company withholds a flat 22% on RSUs. If you earn over $180k, your actual tax bracket is likely 32%+. You owe the difference (10%+) to the IRS. If you wait until April 15, you will be hit with an "Underpayment Penalty." We calculate estimated vouchers for you.
My 1099-B shows no basis. Is that normal?
Unfortunately, yes. Brokerages are not required to report the basis for "non-covered" securities (which RSUs often fall under). This is why you need us to manually adjust Form 8949 using your supplemental data.

Hand It Over To Us

Upload your 1099-B, W-2, and Supplemental Statements. We'll ensure your basis is correct and file for you.

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